Money that works as hard as you do.
Loans, financing, cards, insurance, investments and FX — in one secure account, with pricing you can see before you commit.
- One account, every product
- Pricing shown upfront
- Real people on support
Everything money, under one roof
Pick what you need today and add more as life and business change. One login, one dashboard, one team to call.
Loans
Personal and business loans with a fixed repayment plan you see before you sign.
Explore loans
Financing
Put the keys in your hand sooner — vehicle, property and land financing sized to your budget.
Explore financing
Cards
Debit, rewards credit and team cards with instant freeze and real-time spend controls.
Explore cards
Insurance
Life, home, auto, travel and business cover, compared side by side and stored in one place.
Explore insurance
Investment Management
Managed portfolios, retirement accounts and advice built around your goals and timeline.
Explore investment management
FX & Payments
Send money abroad, hold multiple currencies and lock in rates for future payments.
Explore fx & payments
A financial partner, not just a product
We bring the tools a full-service institution offers into one simple experience — and we explain every number along the way.
- See rates, fees and repayment schedules before you accept anything.
- Manage loans, cards, policies and portfolios from a single dashboard.
- Identity verification and activity monitoring on every account.
- Specialists for lending, insurance, wealth and FX when you want a person.
Three steps to the right product
Tell us what you need
Choose a product and share a few details about yourself or your business. It only takes a few minutes.
Verify and review
Confirm your identity and connect your bank. We show you the full terms before anything is final.
Get going
Accept your offer and manage it — along with every other product you hold — from your dashboard.
Estimate your monthly repayment
Adjust the amount, term and rate to see how a fixed-rate loan could fit your budget.
Term
- Total interest
- —
- Total repaid
- —
Illustrative only and not an offer of credit. Your actual rate, fees and repayment depend on your application and credit profile.
Capital and payments for companies on the move
From your first equipment loan to paying suppliers on three continents, run your company's money in one place.
Business term loans
Lump-sum capital for expansion, hiring and inventory.
Learn moreLines of credit
Draw funds as you need them and pay interest on what you use.
Learn moreEquipment financing
Vehicles, machinery and technology, secured by the asset.
Learn moreTeam cards
Issue cards with limits by person, merchant and category.
Learn moreBusiness FX
Pay invoices and payroll overseas with rates shown upfront.
Learn moreTrade escrow
Hold funds for a supplier until goods arrive as agreed.
Learn more
Buying from someone new? Let us hold the money.
Fund an escrow for a named merchant. We keep the money safe and release it only when the deal is done — or return it if it isn't.
- Ideal for vehicles, property deposits, equipment and high-value goods.
- Every agreement has a reference and a clear status you can track.
- Funds never go to the merchant until release is approved.
Questions, answered
What products can I get with one account?
A single JPTrust Financing account gives you access to loans, asset financing, cards, insurance, investment management, FX and escrow. You only apply for the products you want, and each one has its own terms.
How long does an application take?
Opening your account takes a few minutes. Timing for individual products depends on the checks required — you can follow every step from your dashboard.
Will I see the full cost before I commit?
Yes. Rates, fees, repayment schedules and any charges are shown on your offer before you accept. Nothing is added afterwards.
Is the loan calculator an offer?
No. The calculator is an illustrative estimate based on the figures you enter. Your actual rate and terms depend on your application and are confirmed in your offer.
How do you keep my money and data safe?
Accounts are protected with encrypted connections, identity verification and activity monitoring. Our security centre explains the controls in detail.
Can businesses use JPTrust Financing?
Yes. Businesses can apply for term loans, lines of credit, equipment financing, team cards, business FX and trade escrow from the same account.